| Investment | Platform | One-Time | Monthly | Return | War Safe |
|---|---|---|---|---|---|
| 🥇 ICICI Gold ETF Groww App |
Groww | ₹75,000 | ₹8,000/mo (2nd) | 74.36% (1yr actual) | ✅ 100% — rises in wars |
| 🏛️ RBI Floating Bond HDFC NetBanking |
HDFC NB | ₹1,00,000 | ₹10,000/mo (3rd) | 8.05% guaranteed | ✅ 100% — Govt India |
| 💍 HDFC FD + RD Marriage fund |
HDFC NB | ₹1,50,000 FD | ₹15,000 RD (3rd) | 6.45% guaranteed | ✅ 100% — Bank+DICGC |
| 🛡️ HDFC Liquid Fund Emergency only |
Groww | ₹1,50,000 | Optional after | ~7% (liquid) | ✅ 90% stable |
| 📈 UTI Nifty 50 5yr+ wealth |
Zerodha Coin | ₹25,000 | ₹5,000/mo (5th) | 12.67% (3yr CAGR) | ⚡ Medium (long-term OK) |
| 🌐 Parag Parikh FC 5yr+ risk SIP |
Zerodha Coin | — | ₹3,000/mo (5th) | 19.17% (3yr CAGR) | ⚡ Medium (global hedge) |
| 📊 HDFC Mid Cap 5yr+ highest return |
Zerodha Coin | — | ₹2,000/mo (5th) |